Top 10 Benefits of Cat Insurance

If you’re a cat owner, there’s no doubt that you’ve been on the receiving end of those sad eyes begging for treats, or seen them looking at you in complete confusion when you come home after work. But did you know that these same cats are in need of regular health insurance? Yes, funny as it sounds—but it’s true! Like humans, cats need to take care of themselves in order for their bodies to stay healthy and happy. And just like humans, many have health issues that can be managed through regular visits to the vet—and this comes at a steep price. Luckily for feline lovers out there (like myself!), there are some very affordable options available if you want to help protect your investment against unexpected vet bills or other unexpected expenses associated with having a pet. Keep reading below if this sounds like something worth considering:

Medical Care Can Be Expensive

Cat insurance is a good idea for owners. Cat health care can be very expensive, and it’s not uncommon to spend thousands of dollars on treatment each year. Plus, many owners don’t know they need insurance until it’s too late—like when their pet has already become sick or injured.

Cat insurance can help you save money on your cat’s medical bills. It protects you against the cost associated with treating common conditions such as kidney disease or diabetes, as well as rarer illnesses like feline leukemia virus (FeLV) infection or feline immunodeficiency virus (FIV). You’ll also have peace of mind knowing that if something unexpected happens to your beloved kitty while traveling with you on vacation, he’ll have access to top-notch veterinary care without having to worry about paying for treatment out-of-pocket later down the line!

Nothing Beats A Vet Visit For A Cat’s Well-Being

Vet visits are important for your cat’s health. A vet can give your cat a checkup, and provide any necessary treatment. He or she may also be able to help you understand your cat’s behavior, and how to care for it better.

Medical Care For A Cat Can Be Very Expensive

Some cat owners think that their cat isn’t as high-maintenance as a dog and therefore doesn’t need health insurance. However, medical care for a cat can be very expensive. Cats are susceptible to many of the same diseases as humans, including cancer and heart disease, just like people. If your feline friend has been diagnosed with one of these conditions or another illness, veterinary bills will mount quickly. Cat insurance can help you cover these costs so that you don’t have to worry about how you’ll pay off the debt after your pet recovers from surgery or treatment.

Cat insurance can also help with medication costs. When your cat gets sick or injured and needs to go see the vet right away, having medical coverage means that medications won’t put a huge dent in your budget (or cause you financial hardship). Many medications used during treatment aren’t covered by traditional health plans; however, if they’re included under your cat’s plan—which some are—you won’t have any trouble paying them out-of-pocket at all!

A good insurance policy will cover vet visits, medications and more

Cats are like family members, and a good insurance policy will cover their vet visits, medications and more. In addition to paying for routine care like vaccinations or checkups, your policy may also be able to pay for emergency care as well as surgery when needed. Some policies even offer dental care coverage, so you can have your cat’s teeth cleaned at home with no additional cost!

Finally, it is important that you choose a company that covers boarding costs in case of an emergency. With Cat Insurance Plus by Petplan®, we understand that unexpected events happen from time to time—and that’s why we provide this benefit on our plans for free!

Deductibles and coinsurance are common features of cat insurance policies

A deductible is a fixed amount you pay before the insurance company pays a claim. For example, if your policy has a $500 deductible and you have an accident that costs $500 to fix, then you would pay for the first $500 of repairs yourself (and then be reimbursed by your cat insurance provider).

Coinsurance is another common feature of cat insurance policies. Coinsurance is a percentage of the total cost of the claim that you pay—for example, it might be 80%. If your policy has an 80% coinsurance requirement and your car repair costs $800, then you would pay 20% (or $160) out-of-pocket and receive reimbursement for 80%.

An insurance policy helps you plan for the future of your pet’s health.

You can plan for the future of your pet’s health. When you have a cat, you want to know that they are getting the very best care available. Some owners may not be able to afford veterinary care or medication in the future, and this is where an insurance policy comes into play. Insurance companies offer plans with different types of coverage options such as catastrophic, basic or comprehensive. Each one offers different levels of reimbursement depending on whether a serious illness or injury occurs suddenly or over time due to chronic conditions like arthritis or diabetes.

A policy is especially helpful if you have a breed known to have hereditary health issues

A policy is especially helpful if you have a breed known to have hereditary health issues. There are many cats that are predisposed to certain conditions, and it’s important to be aware of them before making the decision to purchase coverage. For example, Maine coons and Ragdolls are prone to developing hypertrophic cardiomyopathy (HCM), which can be detected with a simple blood test. If your cat tests positive for HCM, you’ll want to consider purchasing insurance that covers this condition because treatment can be very expensive. The same goes for other breeds at risk of developing gastrointestinal diseases such as inflammatory bowel disease (IBD) or pancreatitis—which can be diagnosed when an abnormal amount of fat is found in the feces—as well as those at risk of being affected by autoimmune diseases like Feline Leukemia Virus (FeLV), which causes fever and anemia; feline immunodeficiency virus (FIV), which results in lymphoma; or ringworm infection.

If you’re unsure whether your cat has any hereditary ailments, head over here!

There are several types of policies available for Cats

There are a number of different types of policies available for cats. You can purchase a one-time payment, or you can choose to pay monthly. Some policies cover specific injuries and illnesses, while others work as a percentage of the cost of medical care.

The best way to determine which type of policy is right for you is by doing your research and comparing different companies’ offerings in order to find out what each provides in terms of coverage and price point.

Insurance for cats can give you peace of mind when it comes to paying bills and medication costs

If you have an unhealthy cat, you don’t want to be stuck with a huge vet bill. Insurance for cats can give you peace of mind when it comes to paying bills and medication costs. It’s important to get the best health care for your cat, which is why insurance is such an essential part of their lives.

Insurance for cats can help prevent medical debt from piling up if your pet gets sick or injured. The premiums are usually low enough that it will just about pay for itself in case of an emergency, but getting insurance doesn’t mean that there aren’t any costs involved at all—you still have to pay something!

Insurance makes it possible to provide your cat with the best medical care

Insurance makes it possible to provide your cat with the best medical care. It helps you plan for the future of your pet’s health and well-being, so that you can rest easy in knowing that you have everything covered in case of an emergency—and that peace of mind is priceless.

Cat insurance helps owners get their pets the best medical care possible while remaining financially stable

When you think about it, cat insurance is a great way to ensure your pet receives the best medical care possible without going broke. The premiums are generally small compared to the benefits you get, and there are affordable policies for cats available. In addition, many companies allow you to choose a policy that covers specific treatments or illnesses.


Cat insurance is not only helpful, but can also be a lifesaver for your feline friend. With all of the available options in coverage and price, there is no reason not to get your cat insured today!

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